Jeffrey Hines

If you haven't noticed, the weather has turned to winter. I will share a few tips during the winter season. Home insurance is important year-round, but there are a few things you might want to consider during the colder months and holiday season:

• Cold weather protection: Check if your home insurance covers damages caused by winter-related issues like burst pipes, ice dams, or roof collapses due to heavy snow. Some policies may require additional coverage for these types of incidents. We have a solution for this.

• Fire safety: During the holiday season, there is often an increased risk of fires due to decorations and cooking. Also, people often turn to space heaters during the winter months and, if not used properly, they can cause fires. Ensure your policy covers fire damage and take precautions to prevent accidents.

• Increased contents coverage: With the holiday season, you may have more valuable items in your home, such as gifts or decorations. Review your policy to ensure your contents coverage is sufficient to protect these items or schedule a review with your insurance professional.

• Travel coverage: If you're planning to travel during the holidays, check if your policy includes coverage for theft or damage to your belongings while you're away.

Remember, it's always a good idea to consult with your insurance provider directly to understand the specific details of your policy and any additional coverage you may need during the holiday season. We would love to be your agent.

I am a community-oriented business owner with a long track record of solving problems. I am skilled at assessing and describing risk while guiding customers to develop lasting and personal plans. I am actively engaged with the community and is an active board member of several Community-based organizations: Oak Park-River Forest Chamber of Commerce, Board Member - Austin Chamber, Family Focus Board of Directors, National Strategic Planning Chair - Alpha Phi Alpha Fraternity, Inc., Graduate of 2023 the Community Foundation's Leadership Lab Cohort. My family and I now call Oak Park home. I am also an active fundraiser and advocate for educational and children's causes. We are proud owners of Golden Doodle, avid golfers and bikers. We are looking forward to getting to know our neighbors. See you on the trail or at the turn.